How EV2 Works Simple Process Easy Steps
SIMPLE PROCESS

Get Your EV & Housing Easily

From application to riding your EV — the entire process is completed the same day. No branch visits, no paperwork, no waiting.

4 StepsTo Ownership
48 HoursQuick Process

4 Simple Steps to Start Riding & Earning

Complete activation in just 24 hours with our fully online, paperless process

1

Submit Application

Share your basic KYC details and gig work proof from Swiggy, Zomato, Rapido, or similar platforms. Get approved for up to ₹15,000 credit line.

2

Select Your Services

Choose your preferred electric vehicle and PG stay from our empaneled fleet and accommodation partners.

3

Activate & Ride

Credit disbursed instantly into your Borrower-Named Virtual Account. Collect your EV and check into your accommodation today.

4

Flexible Repayment

Pay daily or weekly as you earn via UPI, bank transfer, or auto-debit. No stress, no hidden charges.

Everything You Need to Know

1

Step 1: Submit Your Application

Complete our simple online process in just minutes — no branch visits, no paperwork

  • Share basic KYC details — Aadhaar, PAN, or valid government-issued ID
  • Verify active delivery credentials — Swiggy, Zomato, Rapido, Uber, Blinkit, or Zepto
  • No CIBIL score, salary slips, or guarantors required
  • Instant eligibility assessment based on your actual delivery income
  • Get approved for up to ₹15,000 rotational credit line in minutes
2

Step 2: Select Your Services

Choose your EV and accommodation from our verified empaneled network

  • Pick your preferred electric vehicle from empaneled fleet operators
  • Select a verified PG or hostel close to your delivery zone
  • Both EV rental and accommodation covered under one credit line
  • All operators are pre-verified and whitelisted by our NBFC partner
  • One application — complete mobility and housing sorted same day
3

Step 3: Activate & Ride

Credit disbursed instantly — straight to your Borrower-Named Virtual Account

  • ₹15,000 credit disbursed into your NBFC-controlled virtual account
  • Funds flow directly to your chosen fleet operator and PG partner
  • Zero cash handling — zero diversion risk
  • Fully RBI-compliant disbursal under 'Agarwal Assignments Private Limited' (NBFC)
  • Collect your EV and check into accommodation the same day
4

Step 4: Repay As You Earn

Flexible daily or weekly repayments — aligned with how you actually earn

  • Repay daily or weekly based on your delivery income pattern
  • Pay via UPI AutoPay, bank transfer, or NACH mandate
  • Every repayment triggers automatic settlement to your operators
  • Credit line revolves with every repayment — continuous access assured
  • No hidden charges, no prepayment penalties, no monthly EMI pressure

From Application to Ownership

Get on the road in just one day. Here's how it works.

Day 1

Application & Instant Approval

Submit application online — upload KYC documents — verify delivery platform credentials (Swiggy, Zomato, Rapido, Uber, Blinkit, Zepto) — instant eligibility assessment — ₹15,000 credit line sanctioned

Day 1-2

Credit Activation

Borrower-Named Virtual Account created under NBFC escrow — ₹15,000 disbursed into your account — funds locked and ready for use with empaneled operators only.

Day 2

Select & Confirm Services

Choose your empaneled fleet operator for EV rental — select verified PG/hostel accommodation — sign loan agreement, escrow mandate, and end-use restriction consent digitally

Day 2-3

Ride & Earn

Collect your electric vehicle — check into your PG accommodation — begin deliveries — repay daily or weekly via UPI AutoPay, bank transfer, or NACH as you earn

Requirements & Eligibility

Simple eligibility criteria — designed exclusively for gig workers. Most delivery partners qualify instantly.

Valid KYC

Aadhaar / PAN / DL

Any government-issued identity document

Active Gig Worker

Swiggy / Zomato / Rapido / Uber / Blinkit / Zepto or any verified delivery platform credentials

Address Proof

Utility bill / Rental agreement

Any recent address document

Active Bank Account

For UPI AutoPay / NACH mandate

Required for daily or weekly repayments

Smartphone

For online application, document upload, and repayment via UPI or app

The Benefits of Renting Through QwickKom

Everything a last-mile delivery executive needs covered under one credit line.

Zero Emission Riding

Access electric vehicles that produce zero emissions — cleaner commutes, greener cities, better for every delivery partner on the road.

Minimal Deposit Required

Begin with a small deposit of ₹3,000–₹5,000 depending on your credit limit. Get instant access to your ₹15,000 credit line and start earning from day one.

Rotational Credit

Your credit line keeps revolving as you repay — giving you continuous, uninterrupted access to your EV and accommodation.

Flexible Repayment

Repay daily or weekly via UPI AutoPay, bank transfer, or NACH — structured entirely around your delivery income pattern.

Full Mobility Solution

EV rental and PG/hostel accommodation both covered under one single credit line — complete support for last-mile executives.

NBFC-Backed Security

Fully operated by 'Agarwal Assignments Private Limited' under RBI Digital Lending Guidelines — transparent, compliant, and completely trustworthy.

Frequently Asked Questions

Everything you need to know about how QwickKom works.

The application process is completely online and takes just minutes. Visit the QwickKom website or app, submit your basic KYC documents, verify your delivery platform credentials, get instant approval, select your EV and accommodation, and start earning the same day. No branch visits or lengthy paperwork needed.

The loan is disbursed into a borrower-owned virtual account controlled by our NBFC partner 'Agarwal Assignments Private Limited'. Funds can only flow to whitelisted fleet operators for EV rental payments and approved PG/hostel operators for accommodation payments. All other transactions — cash withdrawals, P2P transfers, e-commerce, wallet top-ups — are automatically blocked.

Repay daily or weekly based on your delivery income pattern via UPI AutoPay, bank transfer, or auto-debit. Every repayment you make automatically triggers the settlement to your fleet operator and accommodation partner. Your ₹15,000 credit line keeps revolving with every repayment cycle giving you continuous uninterrupted access.

Once your repayment is confirmed, our NBFC system verifies it and triggers an automatic rule-based release. Funds equivalent to your repayment are released from your Borrower Virtual Account directly to your empaneled fleet operator or PG/hostel partner's current account.

If you miss a repayment for 3 consecutive days after multiple reminders, the EV will be recovered and accommodation benefits cancelled. Your virtual account remains frozen and no operator settlement occurs until repayment is made. You will receive automated reminders via SMS and app throughout. Our team at QwickKom works alongside the NBFC to help you resolve dues.

Ready to Ride & Earn?

Join thousands of last-mile delivery executives and start earning from day one

Apply Now
Rent Now