/* ==========================================================
   PayDay Finance — Design System v2
   ========================================================== */

:root {
  /* ── PRIMARY COLORS (Modern EV2 Theme) ── */
  --primary-900: #0A2F5C;     /* Deep navy - Trust & stability */
  --primary-800: #0F3F6E;     /* Navy - Background */
  --primary-700: #1A4A7F;     /* Navy - Hover states */
  --primary: #10B981;         /* Electric teal-green - Brand primary */
  --primary-light: #34D399;   /* Light teal - Hover states */
  --primary-lighter: #6EE7B7; /* Lighter teal - Backgrounds */
  
  /* ── ACCENT COLORS (Electric energy) ── */
  --accent-cyan: #06B6D4;     /* Cyan - Tech accent */
  --accent-bright: #00E5FF;   /* Electric cyan - Highlights */
  --accent-neon: #3DFF00;     /* Neon green - Energy accent */
  --accent-orange: #FF6B35;   /* Modern orange - Secondary action */
  
  /* ── LEGACY SUPPORT (Mapped to new theme) ── */
  --blue-950: #0A2F5C;
  --blue-900: #0F3F6E;
  --blue-800: #1A4A7F;
  --blue-700: #06B6D4;
  --blue-600: #10B981;
  --blue-500: #00E5FF;
  --blue-400: #34D399;
  --blue-300: #6EE7B7;
  --blue-200: #A5F3FC;
  --blue-100: #CFFAFE;
  --blue-50: #ECF8FF;
  --orange-600: #FF6B35;
  --orange-500: #FF8354;
  --orange-400: #FFA674;
  --orange-100: #FFE6D5;
  --slate-900: #0A1820;
  --slate-800: #1E293B;
  --slate-700: #334155;
  --slate-600: #475569;
  --slate-400: #94a3b8;
  --slate-300: #cbd5e1;
  --slate-200: #e2e8f0;
  --slate-100: #f1f5f9;
  --slate-50: #f8fafc;
  --green-700: #059669;
  --green-600: #10B981;
  --green-500: #34D399;
  --green-400: #6EE7B7;
  --green-100: #DCFCE7;
  --green-50: #F0FDF4;
  --white: #FFFFFF;
  --font-body: "Poppins", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-display: "Poppins", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --shadow-xs: 0 1px 3px rgba(10, 47, 92, 0.08);
  --shadow-sm: 0 2px 8px rgba(10, 47, 92, 0.1);
  --shadow: 0 4px 16px rgba(10, 47, 92, 0.12);
  --shadow-md: 0 8px 32px rgba(10, 47, 92, 0.15);
  --shadow-lg: 0 20px 60px rgba(10, 47, 92, 0.18);
  --shadow-blue: 0 8px 28px rgba(16, 185, 129, 0.25);
  --shadow-orange: 0 8px 28px rgba(255, 107, 53, 0.28);
  --glow-primary: 0 0 20px rgba(16, 185, 129, 0.3);
  --glow-cyan: 0 0 20px rgba(0, 229, 255, 0.2);
  --r-sm: 8px;
  --r: 50px;
  --r-lg: 18px;
  --r-xl: 24px;
  --r-full: 9999px;
  --tr: 0.24s ease;
  --tr-slow: 0.46s ease;
  --header-top: 38px;
  --header-nav: 68px;
  --header-h: calc(var(--header-top) + var(--header-nav));
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
}
body {
  font-family: var(--font-body);
  color: var(--slate-800);
  background: #fff;
  line-height: 1.65;
  overflow-x: hidden;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
a {
  text-decoration: none;
  color: inherit;
  transition: color var(--tr);
}
ul {
  list-style: none;
}
button {
  border: none;
  background: none;
  cursor: pointer;
  font-family: inherit;
}
input,
textarea,
select {
  font-family: inherit;
}
.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ── PRELOADER ─────────────────────────────── */
#preloader {
  position: fixed;
  inset: 0;
  background: linear-gradient(135deg, #192d3c 0%, #192d3c 100%);
  backdrop-filter: blur(10px);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity 0.6s ease, visibility 0.6s ease;
}
#preloader.hidden {
  opacity: 0;
  visibility: hidden;
}
.preloader-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 40px;
  width: 100%;
  height: 100vh;
  padding: 0 20px;
  position: relative;
}
.preloader-content {
  text-align: center;
  animation: fadeUp 0.8s ease 0.2s both;
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 15px;
}

.preloader-logo {
  height: 250px;;
  width: auto;
  object-fit: contain;
  filter: drop-shadow(0 0 20px rgba(16, 185, 129, 0.4));
  animation: logoGlow 3s ease-in-out infinite;
}
.preloader-brand-text {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 12vw, 4.5rem);
  font-weight: 900;
  background: linear-gradient(135deg, var(--primary), var(--accent-orange));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: 3px;
  margin-bottom: 8px;
  text-transform: uppercase;
  animation: fadeScale 0.8s ease 0.2s both;
}
.preloader-brand-sub {
  font-size: clamp(0.8rem, 2.5vw, 1.1rem);
  color: rgba(255, 255, 255, 0.7);
  letter-spacing: 2px;
  text-transform: uppercase;
  font-weight: 700;
  animation: fadeUp 0.8s ease 0.4s both;
}

/* Big Modern Bike Animation */
.preloader-bike {
  position: relative;
  font-size: clamp(5rem, 20vw, 10rem);
  color: var(--primary);
  text-shadow: 
    0 0 30px rgba(16, 185, 129, 0.6),
    0 0 60px rgba(16, 185, 129, 0.3),
    0 0 90px rgba(16, 185, 129, 0.15);
  animation: bikePulseMove 3s cubic-bezier(0.34, 1.56, 0.64, 1) infinite;
  display: flex;
  align-items: center;
  justify-content: center;
  filter: drop-shadow(0 0 20px rgba(16, 185, 129, 0.4));
  z-index: 3;
}

/* Bike movement with pulse */
@keyframes bikePulseMove {
  0% {
    transform: translateX(-100px) translateY(0) scale(1);
    opacity: 0;
  }
  10% {
    opacity: 1;
  }
  50% {
    transform: translateX(0) translateY(-10px) scale(1.1);
    opacity: 1;
  }
  90% {
    opacity: 1;
  }
  100% {
    transform: translateX(100px) translateY(0) scale(1);
    opacity: 0;
  }
}

/* Progress Bar - Bottom */
.preloader-progress {
  width: 100%;
  max-width: 300px;
  height: 3px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--r-full);
  overflow: hidden;
  animation: fadeUp 0.8s ease 0.6s both;
  position: relative;
  z-index: 2;
}


/* Modern progress animation */
@keyframes modernProgess {
  0% {
    width: 0;
  }
  40% {
    width: 60%;
  }
  100% {
    width: 100%;
  }
}

/* Scale fade animation */
@keyframes fadeScale {
  from {
    opacity: 0;
    transform: scale(0.8);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

/* Fade up animation */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Logo glow animation */
@keyframes logoGlow {
  0%, 100% {
    filter: drop-shadow(0 0 20px rgba(16, 185, 129, 0.4)) brightness(1);
  }
  50% {
    filter: drop-shadow(0 0 30px rgba(16, 185, 129, 0.6)) brightness(1.1);
  }
}

/* ── HEADER TOP ─────────────────────────────── */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  transition: transform 0.35s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  will-change: transform;
}
.site-header.hide-header {
  transform: translateY(-100%);
}
.header-top {
  background: var(--primary-900);
  height: var(--header-top);
  padding: 5px;
}
.header-top-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: 20px;
}
.header-contact-strip {
  display: flex;
  gap: 18px;
}
.header-contact-strip a {
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.78rem;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: color var(--tr);
}
.header-contact-strip a:hover {
  color: var(--accent-cyan);
}
.header-contact-strip a i {
  font-size: 0.68rem;
  color: var(--accent-cyan);
}
.header-top-right {
  display: flex;
  align-items: center;
  gap: 14px;
}
.rbi-badge {
  background: rgba(16, 185, 129, 0.12);
  border: 1px solid rgba(16, 185, 129, 0.25);
  color: var(--primary);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.4px;
  padding: 3px 10px;
  border-radius: var(--r-full);
  display: flex;
  align-items: center;
  gap: 5px;
}

/* ── NAVBAR ─────────────────────────────── */
.navbar {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--slate-200);
  height: var(--header-nav);
  transition: box-shadow var(--tr-slow);
}
.site-header.scrolled .navbar {
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.1);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: 16px;
}

/* Logo */
.nav-logo,
.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
      margin-right: 35px;
}
.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-main {
  font-family: var(--font-display);
  font-size: 1.18rem;
  font-weight: 800;
  color: var(--blue-800);
  letter-spacing: -0.5px;
}
.logo-sub {
  font-size: 0.65rem;
  font-weight: 700;
  color: var(--orange-500);
  letter-spacing: 1.5px;
  text-transform: uppercase;
}

/* Nav Menu */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 2px;
  flex: 1;
  justify-content: center;
}
.nav-item {
  position: relative;
}
.nav-link {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 7px 12px;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--slate-700);
  border-radius: var(--r-sm);
  transition: all var(--tr);
  white-space: nowrap;
  cursor: pointer;
}
.nav-link:hover,
.nav-link.active {
  color: var(--primary);
  background: var(--green-50);
}

/* ── LOGIN DROPDOWN ─────────────────────────────── */
.nav-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}
.login-dd-wrap {
  position: relative;
}
.btn-login-dd {
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 9px 18px;
  border: 2px solid var(--blue-600);
  color: var(--blue-600);
  border-radius: var(--r-full);
  font-size: 0.84rem;
  font-weight: 700;
  background: #fff;
  transition: all var(--tr);
  cursor: pointer;
  white-space: nowrap;
}
.btn-login-dd:hover {
  background: var(--blue-600);
  color: #fff;
  box-shadow: var(--shadow-blue);
}
.login-arr {
  font-size: 0.6rem;
  transition: transform var(--tr);
}
.login-dd-wrap.open .login-arr {
  transform: rotate(180deg);
}
.login-dd-wrap.open .btn-login-dd {
  background: var(--blue-600);
  color: #fff;
}
.login-dd-menu {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  background: #fff;
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--slate-200);
  min-width: 230px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--tr);
  z-index: 300;
  overflow: hidden;
}
.login-dd-wrap.open .login-dd-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.login-portal-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 13px 16px;
  transition: all var(--tr);
  border-bottom: 1px solid var(--slate-100);
}
.login-portal-link:last-child {
  border-bottom: none;
}
.login-portal-link:hover {
  background: var(--slate-50);
}
.portal-icon {
  width: 36px;
  height: 36px;
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  flex-shrink: 0;
  transition: all var(--tr);
}
.portal-label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--slate-800);
  flex: 1;
}
.portal-arr {
  font-size: 0.65rem;
  color: var(--slate-400);
  transition: transform var(--tr);
}
.login-portal-link:hover .portal-arr {
  transform: translateX(4px);
  color: var(--blue-600);
}

/* ── HAMBURGER ─────────────────────────────── */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  border-radius: var(--r-sm);
  transition: background var(--tr);
}
.hamburger:hover {
  background: var(--slate-100);
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2.5px;
  background: var(--slate-700);
  border-radius: 2px;
  transition: all 0.35s ease;
  transform-origin: center;
}
.hamburger.active span:nth-child(1) {
  transform: translateY(7.5px) rotate(45deg);
}
.hamburger.active span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}
.hamburger.active span:nth-child(3) {
  transform: translateY(-7.5px) rotate(-45deg);
}

/* ── MOBILE MENU ─────────────────────────────── */
.mobile-menu {
  position: fixed;
  top: 0;
  right: -100%;
  width: 100%;
  height: 100dvh;
  background: #fff;
  box-shadow: -10px 0 50px rgba(0, 0, 0, 0.15);
  transition: right 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 1000;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  display: flex;
  flex-direction: column;
}
.mobile-menu.open {
  right: 0;
}
.mobile-menu-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  border-bottom: 1px solid var(--slate-100);
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 10;
  flex-shrink: 0;
}
.mobile-menu-header h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--slate-900);
  margin: 0;
}
.mobile-menu-close {
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--slate-600);
  cursor: pointer;
  padding: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--tr);
}
.mobile-menu-close:active {
  color: var(--primary);
  transform: scale(0.95);
}
.mobile-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
  backdrop-filter: blur(3px);
  z-index: 998;
  opacity: 0;
  visibility: hidden;
  transition: all var(--tr);
}
.mobile-overlay.show {
  opacity: 1;
  visibility: visible;
}
.mobile-menu-inner {
  padding: 20px;
}
.mobile-section-title {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--slate-400);
  text-transform: uppercase;
  letter-spacing: 1.2px;
  margin-bottom: 12px;
}
.mobile-portals {
  margin-bottom: 16px;
}
.mobile-portals-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
}
.mobile-portal-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 14px 8px;
  border-radius: var(--r);
  border: 1.5px solid var(--pc, #ddd);
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--slate-700);
  transition: all var(--tr);
  text-align: center;
  background: #fff;
}
.mobile-portal-card:hover {
  background: var(--slate-50);
}
.mobile-portal-card i {
  font-size: 1.2rem;
  color: var(--pc, var(--blue-600));
}
.mobile-divider {
  height: 1px;
  background: var(--slate-100);
  margin: 16px 0;
}
.mobile-nav-item {
  border-bottom: 1px solid var(--slate-100);
}
.mobile-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 13px 4px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--slate-700);
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-body);
  text-decoration: none;
  transition: all var(--tr);
}
.mobile-nav-link:hover {
  color: var(--blue-700);
}

.mobile-apply-cta {
  padding: 16px 0;
}
.btn-primary-full {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px;
  border-radius: var(--r-full);
  font-weight: 700;
  font-size: 0.92rem;
  background: linear-gradient(135deg, var(--blue-700), var(--blue-600));
  color: #fff;
  box-shadow: var(--shadow-blue);
  transition: all var(--tr);
}
.btn-primary-full:hover {
  transform: translateY(-2px);
}

/* ── BUTTONS ─────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: var(--r-full);
  font-weight: 700;
  font-size: 0.92rem;
  font-family: var(--font-body);
  transition: all var(--tr);
  cursor: pointer;
  border: none;
  position: relative;
  overflow: hidden;
  white-space: nowrap;
}
.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: #fff;
  box-shadow: var(--shadow-blue);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 40px rgba(16, 185, 129, 0.38);
  background: linear-gradient(135deg, var(--primary-light), var(--primary));
}
.btn-orange {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: #fff;
  box-shadow: var(--shadow-orange);
}
.btn-orange:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 40px rgba(255, 107, 53, 0.38);
  background: linear-gradient(135deg, #FF5722, var(--accent-orange));
}
.btn-outline {
  border: 2px solid var(--primary);
  color: var(--primary);
  background: transparent;
  transition: all var(--tr);
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 10px 30px rgba(16, 185, 129, 0.3);
}
.btn-white {
  background: #fff;
  color: var(--blue-700);
  box-shadow: var(--shadow-md);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}
.btn-lg {
  padding: 15px 36px;
  font-size: 1rem;
}
.btn-sm {
  padding: 9px 20px;
  font-size: 0.82rem;
}
.w-full {
  width: 100%;
  justify-content: center;
}

/* ── SECTIONS ─────────────────────────────── */
.section {
  padding: 90px 0;
}
.section-sm {
  padding: 56px 0;
}
.section-lg {
  padding: 120px 0;
}
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(16, 185, 129, 0.12);
  color: var(--primary);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: var(--r-full);
  margin-bottom: 14px;
  font-family: var(--font-display);
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.75rem);
  font-weight: 800;
  color: var(--primary-900);
  line-height: 1.14;
  letter-spacing: -0.5px;
}
.section-subtitle {
  font-size: 1.02rem;
  color: var(--slate-600);
  margin-top: 10px;
  max-width: 560px;
}
.section-header {
  margin-bottom: 52px;
}
.section-header.centered {
  text-align: center;
}
.section-header.centered .section-subtitle {
  margin: 10px auto 0;
}

/* ═══════════════════════════════════════════
   HERO SLIDER (like Image 2)
═══════════════════════════════════════════ */
.hero-slider {
  position: relative;
  overflow: hidden;
  padding-top: var(--header-h);
  background: #fff;
}
.hero-slides {
  display: flex;
  transition: transform 0.7s cubic-bezier(0.45, 0, 0.25, 1);
}
.hero-slide {
  min-width: 100%;
  position: relative;
  overflow: hidden;
}
/* Slide inner layout */
.hero-slide-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  min-height: 480px;
  padding: 50px 0 60px;
}
.hero-slide-content {
  padding-right: 40px;
}
.hero-slide-tag {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(249, 115, 22, 0.12);
  border: 1px solid rgba(249, 115, 22, 0.25);
  color: var(--orange-600);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: var(--r-full);
  margin-bottom: 18px;
}
.hero-slide-tag::before {
  content: "";
  width: 6px;
  height: 6px;
  background: var(--orange-500);
  border-radius: 50%;
  animation: pdot 2s ease infinite;
}
@keyframes pdot {
  0%,
  100% {
    opacity: 1;
    transform: scale(1);
  }
  50% {
    opacity: 0.4;
    transform: scale(0.7);
  }
}
.hero-slide-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  font-weight: 800;
  color: var(--slate-900);
  line-height: 1.12;
  letter-spacing: -0.8px;
  margin-bottom: 14px;
}
.hero-slide-desc {
  font-size: 1.02rem;
  color: var(--slate-600);
  line-height: 1.7;
  margin-bottom: 28px;
  max-width: 500px;
}
.hero-slide-stats {
  display: flex;
  gap: 28px;
  margin-bottom: 32px;
  flex-wrap: wrap;
}
.hstat {
  display: flex;
  align-items: center;
  gap: 10px;
}
.hstat-icon {
  width: 42px;
  height: 42px;
  background: var(--green-50);
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1rem;
  flex-shrink: 0;
}
.hstat-text strong {
  display: block;
  font-size: 1rem;
  font-weight: 800;
  color: var(--slate-900);
  line-height: 1.1;
}
.hstat-text span {
  font-size: 0.76rem;
  color: var(--slate-500);
}
.hero-slide-cta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
/* Slide image side */
.hero-slide-image {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.hero-slide-img-wrap {
  position: relative;
  width: 100%;
  max-width: 480px;
}
.hero-slide-img-wrap img {
  width: 100%;
  height: 380px;
  object-fit: cover;
  border-radius: var(--r-xl);
}
/* Slide backgrounds */
.hero-slide-bg-1 {
  background: linear-gradient(135deg, #ECF8FF 0%, #A5F3FC 100%);
}
.hero-slide-bg-2 {
 background: linear-gradient(135deg, #ECF8FF 0%, #A5F3FC 100%);
}
.hero-slide-bg-3 {
  background: linear-gradient(135deg, #ECF8FF 0%, #A5F3FC 100%);
}
.hero-slide-bg-4 {
  background: linear-gradient(135deg, #ECF8FF 0%, #A5F3FC 100%);
}
/* Floating badge on slide image */
.slide-float-badge {
  position: absolute;
  background: #fff;
  border-radius: var(--r-lg);
  padding: 12px 16px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 10px;
}
.slide-float-badge.top-left {
  top: 20px;
  left: -20px;
}
.slide-float-badge.bottom-right {
  bottom: 20px;
  right: -20px;
}
.sfb-icon {
  width: 36px;
  height: 36px;
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  flex-shrink: 0;
}
.sfb-text strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--slate-900);
  line-height: 1.1;
}
.sfb-text span {
  font-size: 0.7rem;
  color: var(--slate-500);
}

.hero-slide-img-wrap {
  position: relative;
  width: 100%;
  max-width: 480px;
}
.hero-main-img {
  width: 100%;
  height: 380px;
  object-fit: contain;
  border-radius: var(--r-xl);
}

/* Floating Images on Hero Slides */
.hero-float-img {
  position: absolute;
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
  opacity: 0.95;
  animation: float-up 3.5s ease-in-out infinite;
}
.hero-float-img.top-right {
  top: -56px;
       right: -45px;
    width: 154px;
    height: 150px;
    animation-delay: 0s;
}
.hero-float-img.bottom-left {
     bottom: -30px;
    left: -10px;
    width: 150px;
    height: 150px;
    animation-delay: 0.5s;
}

/* Floating Animation */
@keyframes float-up {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-12px);
  }
}

/* Slider Controls */
.hero-slider-controls {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  align-items: center;
  gap: 16px;
  z-index: 10;
}
.slider-dots {
  display: flex;
  gap: 8px;
  align-items: center;
}
.slider-dot {
  width: 8px;
  height: 8px;
  border-radius: var(--r-full);
  background: var(--slate-300);
  transition: all 0.4s ease;
  cursor: pointer;
  border: none;
}
.slider-dot.active {
  width: 28px;
  background: var(--primary);
}
.slider-arr {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: #fff;
  border: 1.5px solid var(--slate-200);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  color: var(--slate-600);
  cursor: pointer;
  transition: all var(--tr);
  box-shadow: var(--shadow-sm);
}
.slider-arr:hover {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.slide-counter {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--slate-500);
}

/* ═══════════════════════════════════════════
   PRODUCT SLIDER (Modern Design - Bike Rental Focus)
═══════════════════════════════════════════ */
.product-slider-section {
  padding: 100px 0;
  background: linear-gradient(135deg, #f8fafb 0%, #f0f4f8 100%);
  overflow: hidden;
}

.product-slider-wrap {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 60px;
  align-items: center;
  background: #aef3fc;
  border-radius: var(--r-xl);
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(16, 185, 129, 0.08);
}

/* ── LEFT: Modern Phone Mockup with Jump-in Animation ── */
.product-slider-visual {
  position: relative;
  background: linear-gradient(135deg, #00000059 0%, #e8f2f7 100%);
  padding: 60px 40px;
  min-height: 520px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: visible;
  border-radius: var(--r-lg);
}

.phone-mockup-container {
  position: relative;
  width: 280px;
  animation: phoneJumpIn 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) forwards;
  opacity: 0;
  transform: translateY(40px) scale(0.9);
}

@keyframes phoneJumpIn {
  0% {
    opacity: 0;
    transform: translateY(40px) scale(0.9);
  }
  60% {
    opacity: 1;
    transform: translateY(-8px) scale(1.02);
  }
  100% {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

/* Phone glow effect */
.phone-mockup-glow {
  position: absolute;
  inset: -20px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.15) 0%, transparent 70%);
  z-index: 0;
  animation: phoneGlowPulse 3s ease-in-out infinite;
}

@keyframes phoneGlowPulse {
  0%, 100% {
    transform: scale(1);
    opacity: 0.15;
  }
  50% {
    transform: scale(1.15);
    opacity: 0.25;
  }
}

.phone-mockup {
  position: relative;
  width: 240px;
  z-index: 2;
}

.phone-notch {
  position: absolute;
  top: 8px;
  left: 50%;
  transform: translateX(-50%);
  width: 120px;
  height: 20px;
  background: var(--slate-900);
  border-radius: 0 0 18px 18px;
  z-index: 10;
}

.phone-frame {
  background: linear-gradient(135deg, var(--slate-900) 0%, #1a2332 100%);
  border-radius: 40px;
  padding: 10px;
  box-shadow: 
    0 0 0 1px rgba(255, 255, 255, 0.1),
    0 40px 100px rgba(0, 0, 0, 0.35);
}

.phone-screen {
  background: linear-gradient(160deg, var(--primary-900) 0%, var(--primary-800) 100%);
  border-radius: 32px;
  overflow: hidden;
  min-height: 420px;
  padding: 16px;
  display: flex;
  flex-direction: column;
  position: relative;
}

.phone-status-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.65rem;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 16px;
  padding: 0 8px;
}

.status-time {
  font-weight: 700;
  font-family: "Menlo", "Courier New", monospace;
}

.status-icons {
  display: flex;
  gap: 4px;
  font-size: 0.6rem;
}

/* Phone product slides */
.phone-product-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.5s cubic-bezier(0.34, 1.56, 0.64, 1);
  will-change: opacity;
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 1;
}

.phone-product-slide.active {
  opacity: 1;
  pointer-events: auto;
  transition: opacity 0.5s cubic-bezier(0.34, 1.56, 0.64, 1);
}

@keyframes slideInUp {
  0% {
    opacity: 0;
    transform: translateY(20px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.phone-product-content {
  text-align: center;
  color: #fff;
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.phone-bike-visual {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, rgba(16, 185, 129, 0.3), rgba(52, 211, 153, 0.2));
  border-radius: var(--r-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: var(--primary-light);
  margin-bottom: 14px;
  border: 2px solid rgba(52, 211, 153, 0.3);
}

.phone-bike-visual.orange {
  background: linear-gradient(135deg, rgba(255, 107, 53, 0.3), rgba(255, 147, 87, 0.2));
  color: var(--orange-400);
  border-color: rgba(255, 147, 87, 0.3);
}

.phone-bike-visual.teal {
  background: linear-gradient(135deg, rgba(6, 182, 212, 0.3), rgba(34, 211, 238, 0.2));
  color: var(--accent-cyan);
  border-color: rgba(34, 211, 238, 0.3);
}

.phone-product-name {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 800;
  margin-bottom: 4px;
  letter-spacing: -0.3px;
}

.phone-product-amount {
  font-size: 1.8rem;
  font-weight: 900;
  color: var(--orange-400);
  font-family: var(--font-display);
  margin-bottom: 6px;
  letter-spacing: -0.5px;
}

.phone-product-descriptor {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.6);
  font-weight: 500;
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.phone-feature-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  justify-content: center;
  margin-bottom: 14px;
}

.phone-feat-tag {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--r-full);
  padding: 5px 11px;
  font-size: 0.7rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.85);
  display: flex;
  align-items: center;
  gap: 4px;
  transition: all var(--tr);
  backdrop-filter: blur(4px);
}

.phone-feat-tag:hover {
  background: rgba(255, 255, 255, 0.15);
  border-color: rgba(255, 255, 255, 0.3);
}

.phone-feat-tag i {
  font-size: 0.65rem;
}

.phone-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 11px 20px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: #fff;
  border-radius: var(--r-full);
  font-size: 0.8rem;
  font-weight: 700;
  border: none;
  cursor: pointer;
  font-family: var(--font-body);
  transition: all var(--tr);
  box-shadow: 0 4px 16px rgba(16, 185, 129, 0.3);
  text-decoration: none;
}

.phone-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(16, 185, 129, 0.4);
}

.phone-cta-btn:active {
  transform: translateY(0);
}

.phone-cta-btn i {
  font-size: 0.75rem;
  transition: transform var(--tr);
}

.phone-cta-btn:hover i {
  transform: translateX(3px);
}

/* Floating badges around phone */
.phone-float {
  position: absolute;
  background: white;
  border-radius: var(--r-lg);
  padding: 10px 14px;
  box-shadow: 0 12px 36px rgba(16, 185, 129, 0.18);
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--slate-800);
  white-space: nowrap;
  animation: slideInBadge 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) forwards, floatBadge 4s cubic-bezier(0.45, 0.05, 0.55, 0.95) infinite;
  border: 1px solid rgba(16, 185, 129, 0.12);
  backdrop-filter: blur(12px);
  z-index: 10;
}

.phone-float.f1 {
  top: -20px;
    left: -100px;
  animation-delay: 0.2s, 0s;
}

.phone-float.f2 {
  top: 60px;
      right: -70px;
  animation-delay: 0.4s, 1.2s;
}

.phone-float.f3 {
      bottom: 20px;
    left: -98px;
  animation-delay: 0.6s, 2.4s;
}

.float-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 0.85rem;
  flex-shrink: 0;
}

@keyframes slideInBadge {
  0% {
    opacity: 0;
    transform: translateX(-40px);
  }
  100% {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes floatBadge {
  0%, 100% {
    transform: translateY(0) scale(1);
  }
  25% {
    transform: translateY(-12px) scale(1.04);
  }
  50% {
    transform: translateY(-22px) scale(1.06);
  }
  75% {
    transform: translateY(-10px) scale(1.04);
  }
}

/* ── RIGHT: Product info side ── */
.product-slider-info {
  padding: 50px 48px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  animation: slideInRight 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) forwards, fadeIn 0.8s ease-out forwards;
  opacity: 0;
  animation-delay: 0.2s;
}

@keyframes slideInRight {
  0% {
    opacity: 0;
    transform: translateX(60px);
  }
  100% {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeIn {
  0% { opacity: 0; }
  100% { opacity: 1; }
}

.product-slides-info {
  position: relative;
  overflow: hidden;
  flex: 1;
}

.product-info-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.6s ease-out;
  will-change: opacity;
}

.product-info-slide.active {
  opacity: 1;
  pointer-events: auto;
  position: relative;
  transition: opacity 0.6s ease-out;
}

@keyframes contentFadeIn {
  0% {
    opacity: 0;
    transform: translateY(15px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.ps-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: linear-gradient(135deg, var(--primary-lighter), var(--primary-light));
  color: var(--primary-900);
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 7px 14px;
  border-radius: var(--r-full);
  margin-bottom: 10px;
  animation: slideDown 0.6s ease-out;
}

.ps-badge i {
  font-size: 0.8rem;
}

@keyframes slideDown {
  0% {
    opacity: 0;
    transform: translateY(-8px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.ps-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.5vw, 2.6rem);
  font-weight: 900;
  color: var(--slate-900);
  line-height: 1.1;
  margin-bottom: 8px;
  letter-spacing: -0.7px;
}

.ps-tagline {
  font-size: 0.95rem;
  color: var(--primary);
  font-weight: 700;
  margin-bottom: 12px;
  letter-spacing: 0.3px;
}

.ps-desc {
  font-size: 0.95rem;
  color: var(--slate-600);
  line-height: 1.8;
  margin-bottom: 24px;
  font-weight: 500;
}

/* Specs grid */
.ps-specs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 14px;
  margin-bottom: 28px;
  background: var(--slate-50);
  padding: 16px;
  border-radius: var(--r-lg);
}

.ps-spec-item {
  display: flex;
  align-items: center;
  gap: 10px;
}

.spec-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  flex-shrink: 0;
  font-size: 0.95rem;
}

.spec-icon.orange {
  background: linear-gradient(135deg, var(--orange-600), var(--orange-500));
}

.spec-icon.green {
  background: linear-gradient(135deg, var(--green-600), var(--green-500));
}

.spec-icon.blue {
  background: linear-gradient(135deg, var(--accent-cyan), #22d3ee);
}

.spec-text {
  flex: 1;
}

.spec-label {
  font-size: 0.75rem;
  color: var(--slate-600);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.3px;
  margin-bottom: 2px;
}

.spec-value {
  font-size: 1rem;
  font-weight: 800;
  color: var(--slate-900);
  font-family: var(--font-display);
}

/* Features list */
.ps-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 28px;
}

.ps-feat {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.85rem;
  color: var(--slate-700);
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 6px;
  transition: all var(--tr);
  position: relative;
}

.ps-feat::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  opacity: 0;
  border-radius: inherit;
  transition: opacity var(--tr);
}

.ps-feat:hover {
  background: var(--primary-lighter);
  color: var(--primary-900);
  transform: translateX(4px);
}

.ps-feat i {
  color: var(--primary);
  font-size: 0.9rem;
  flex-shrink: 0;
  margin-top: 2px;
  position: relative;
  z-index: 1;
}

.ps-feat > span {
  position: relative;
  z-index: 1;
}

/* CTA buttons */
.ps-cta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

/* Product slider nav */
.product-slider-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 28px;
  padding-top: 24px;
  border-top: 1px solid var(--slate-200);
}

.ps-nav-indicators {
  display: flex;
  gap: 10px;
}

.ps-nav-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: var(--slate-300);
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
  position: relative;
}

.ps-nav-dot:hover {
  background: var(--slate-400);
  transform: scale(1.15);
}

.ps-nav-dot.active {
  width: 36px;
  border-radius: var(--r-full);
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  box-shadow: 0 4px 16px rgba(16, 185, 129, 0.4);
  border-color: var(--primary);
}

.ps-nav-info {
  display: flex;
  align-items: center;
  gap: 16px;
}

.ps-nav-counter {
  font-size: 0.8rem;
  font-weight: 800;
  color: var(--slate-700);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  min-width: 35px;
}

.ps-nav-arrows {
  display: flex;
  gap: 8px;
}

.ps-nav-arrow {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 2px solid var(--slate-300);
  background: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.88rem;
  color: var(--slate-600);
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
  position: relative;
  overflow: hidden;
}

.ps-nav-arrow::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  opacity: 0;
  transition: opacity 0.3s ease;
  border-radius: 50%;
  z-index: 0;
}

.ps-nav-arrow:hover {
  border-color: var(--primary);
  color: var(--primary);
  transform: scale(1.08) translateY(-2px);
  box-shadow: 0 8px 24px rgba(16, 185, 129, 0.25);
}

.ps-nav-arrow:hover::before {
  opacity: 0.08;
}

.ps-nav-arrow i {
  position: relative;
  z-index: 1;
}


/* ═══════════════════════════════════════════
   FEATURE CARDS
═══════════════════════════════════════════ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(290px, 1fr));
  gap: 28px;
  margin-top: 60px;
}

.feature-card {
  display: flex;
  gap: 18px;
  padding: 32px;
  background: white;
  border-radius: var(--r-lg);
  border: 2px solid var(--slate-100);
  transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
  position: relative;
  overflow: hidden;
  animation: cardSlideUp 0.6s ease-out forwards;
  opacity: 0;
}

.feature-card:nth-child(1) { animation-delay: 0.1s; }
.feature-card:nth-child(2) { animation-delay: 0.2s; }
.feature-card:nth-child(3) { animation-delay: 0.3s; }
.feature-card:nth-child(4) { animation-delay: 0.2s; }
.feature-card:nth-child(5) { animation-delay: 0.1s; }

@keyframes cardSlideUp {
  0% {
    opacity: 0;
    transform: translateY(40px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.feature-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  opacity: 0;
  transition: opacity 0.3s ease;
}

.feature-card:hover {
  border-color: var(--primary);
  box-shadow: 0 16px 48px rgba(16, 185, 129, 0.2);
  transform: translateY(-6px) scale(1.01);
}

.feature-card:hover::before {
  opacity: 0.04;
}

.feature-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  border-radius: var(--r);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: white;
  flex-shrink: 0;
  box-shadow: 0 10px 32px rgba(16, 185, 129, 0.25);
  transition: all 0.3s ease;
  position: relative;
  z-index: 1;
}

.feature-card:hover .feature-icon {
  transform: scale(1.1) rotate(5deg);
  box-shadow: 0 14px 48px rgba(16, 185, 129, 0.4);
}

.feature-text {
  position: relative;
  z-index: 1;
  flex: 1;
}

.feature-text h3 {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--slate-900);
  margin-bottom: 8px;
  letter-spacing: -0.3px;
}

.feature-text p {
  font-size: 0.9rem;
  color: var(--slate-600);
  line-height: 1.7;
  font-weight: 500;
}

/* ═══════════════════════════════════════════
   ABOUT PAGE - RESPONSIVE GRIDS
═══════════════════════════════════════════ */
.story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-top: 40px;
}
.vision-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 80px;
}
.media-placeholder {
  position: relative;
  width: 100%;
  min-height: 400px;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
}
.media-placeholder video,
.media-placeholder img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ═══════════════════════════════════════════
   STEPS (How It Works)
═══════════════════════════════════════════ */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 30px;
  position: relative;
}
.steps-grid::before {
  content: "";
  position: absolute;
  top: 36px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--green-200), var(--cyan-200));
  z-index: 0;
}
.step-card {
  text-align: center;
  position: relative;
  z-index: 1;
}
.step-number {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 800;
  margin: 0 auto 18px;
  box-shadow: 0 8px 28px rgba(16, 185, 129, 0.25);
  border: 4px solid #fff;
  transition: all var(--tr);
}
.step-card:hover .step-number {
  transform: scale(1.1);
  box-shadow: 0 16px 40px rgba(16, 185, 129, 0.38);
}
.step-title {
  font-size: 0.96rem;
  font-weight: 700;
  color: var(--slate-900);
  margin-bottom: 7px;
}
.step-desc {
  font-size: 0.84rem;
  color: var(--slate-600);
  line-height: 1.6;
}

/* ═══════════════════════════════════════════
   HOW IT WORKS - ACCESS YOUR CREDIT
═══════════════════════════════════════════ */
.how-works-section {
  background: linear-gradient(135deg, rgba(15, 63, 110, 0.03), rgba(16, 185, 129, 0.03));
}

.section-subtitle {
  font-size: clamp(0.9rem, 2vw, 1.1rem);
  color: var(--slate-600);
  line-height: 1.7;
  max-width: 600px;
  font-weight: 500;
}

.how-works-flow {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 0;
  margin-top: 80px;
  position: relative;
  padding: 0 40px;
}

.how-works-flow::before {
  content: "";
  position: absolute;
  top: 40px;
  left: 80px;
  right: 80px;
  height: 3px;
  background: linear-gradient(90deg, 
    transparent 0%, 
    #FBBF24 10%, 
    #FBBF24 90%, 
    transparent 100%);
  z-index: 0;
}

.hw-step-item {
  flex: 1;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hw-step-top {
  position: relative;
  margin-bottom: 40px;
  display: flex;
  justify-content: center;
  align-items: center;
  width: 100%;
  z-index: 2;
}

.hw-step-connector {
  display: none;
}

.hw-step-number {
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, #FBBF24, #F59E0B);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  font-weight: 800;
  color: #fff;
  box-shadow: 0 8px 28px rgba(245, 158, 11, 0.3);
  position: relative;
  z-index: 2;
  border: 4px solid #fff;
}

.hw-step-icon {
  margin-bottom: 24px;
  display: flex;
  justify-content: center;
}

.hw-step-icon i {
  font-size: 2.4rem;
  color: var(--primary);
  transition: all var(--tr);
}

.hw-step-item:hover .hw-step-icon i {
  transform: scale(1.15) translateY(-4px);
  color: var(--accent-cyan);
}

.hw-step-info {
  max-width: 200px;
}

.hw-step-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--slate-900);
  margin-bottom: 10px;
  font-family: var(--font-display);
  letter-spacing: -0.3px;
}

.hw-step-desc {
  font-size: 0.85rem;
  color: var(--slate-600);
  line-height: 1.6;
  margin: 0;
}

/* Delay animations */
.delay-100 {
  animation-delay: 0.1s;
}
.delay-200 {
  animation-delay: 0.2s;
}
.delay-300 {
  animation-delay: 0.3s;
}
.delay-400 {
  animation-delay: 0.4s;
}

/* ═══════════════════════════════════════════
   EMI CALCULATOR
═══════════════════════════════════════════ */
.calc-section {
  background: linear-gradient(135deg, var(--primary-900), var(--primary-800));
  border-radius: var(--r-xl);
  padding: 48px;
}
.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.calc-input-group {
  margin-bottom: 24px;
}
.calc-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.84rem;
  font-weight: 600;
  margin-bottom: 10px;
  color: rgba(255, 255, 255, 0.8);
}
.calc-value-display {
  font-weight: 700;
  color: var(--orange-400);
}
.range-input {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--r-full);
  outline: none;
}
.range-input::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  background: var(--orange-500);
  border-radius: 50%;
  cursor: pointer;
  box-shadow: 0 0 0 4px rgba(249, 115, 22, 0.2);
  transition: box-shadow var(--tr);
}
.range-input::-webkit-slider-thumb:hover {
  box-shadow: 0 0 0 8px rgba(249, 115, 22, 0.2);
}
.calc-result-card {
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--r-lg);
  padding: 24px;
  text-align: center;
  margin-bottom: 14px;
}
.calc-result-label {
  font-size: 0.76rem;
  color: rgba(255, 255, 255, 0.55);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 7px;
}
.calc-result-value {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 800;
  color: var(--orange-400);
}
.calc-result-sub {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.calc-sub-item {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--r);
  padding: 16px;
  text-align: center;
}

/* ═══════════════════════════════════════════
   ELIGIBILITY
═══════════════════════════════════════════ */
.eligibility-tabs {
  display: flex;
  gap: 8px;
  background: var(--slate-100);
  padding: 5px;
  border-radius: var(--r-full);
  width: fit-content;
}
.eligibility-tab {
  padding: 9px 24px;
  border-radius: var(--r-full);
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--slate-600);
  cursor: pointer;
  transition: all var(--tr);
  border: none;
  background: none;
}
.eligibility-tab.active {
  background: var(--blue-600);
  color: #fff;
  box-shadow: var(--shadow-blue);
}
.eligibility-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.eligibility-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  background: #fff;
  border-radius: var(--r);
  border: 1.5px solid var(--slate-200);
  font-weight: 500;
  font-size: 0.92rem;
  color: var(--slate-700);
  transition: all var(--tr);
}
.eligibility-item:hover {
  border-color: var(--green-500);
}
.eligibility-check {
  width: 26px;
  height: 26px;
  background: var(--green-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green-500);
  font-size: 0.7rem;
  flex-shrink: 0;
}

/* ═══════════════════════════════════════════
   TESTIMONIALS
═══════════════════════════════════════════ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  gap: 22px;
}
.testimonial-card {
  background: #fff;
  border-radius: var(--r-xl);
  padding: 28px;
  border: 1.5px solid var(--slate-200);
  transition: all var(--tr-slow);
  position: relative;
}
.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 16px;
  right: 18px;
  font-size: 4rem;
  color: var(--primary-lighter);
  font-family: Georgia, serif;
  line-height: 1;
}
.testimonial-card:hover {
  border-color: var(--primary-lighter);
  box-shadow: 0 16px 40px rgba(16, 185, 129, 0.12);
  transform: translateY(-4px);
}
.test-stars {
  color: #f59e0b;
  font-size: 0.84rem;
  margin-bottom: 12px;
}
.test-text {
  font-size: 0.9rem;
  color: var(--slate-600);
  line-height: 1.7;
  margin-bottom: 18px;
}
.test-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.test-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 700;
  font-size: 0.95rem;
  flex-shrink: 0;
}
.test-name {
  font-weight: 700;
  font-size: 0.86rem;
  color: var(--slate-900);
}
.test-location {
  font-size: 0.76rem;
  color: var(--slate-500);
}

/* ═══════════════════════════════════════════
   CTA SECTION
═══════════════════════════════════════════ */
.cta-section {
  background: linear-gradient(135deg, #192d3c, #192d3c);
  padding: 90px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: "";
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(
    circle,
    rgba(16, 185, 129, 0.12) 0%,
    transparent 70%
  );
  top: -200px;
  right: -100px;
  pointer-events: none;
}
.cta-title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.7rem);
  font-weight: 800;
  color: #fff;
  margin-bottom: 14px;
}
.cta-desc {
  color: rgba(255, 255, 255, 0.72);
  font-size: 1.02rem;
  margin-bottom: 32px;
}

/* ═══════════════════════════════════════════
   PAGE HERO (inner pages — static, no scroll)
═══════════════════════════════════════════ */
.page-hero {
  padding-top: calc(var(--header-h) + 48px);
  padding-bottom: 52px;
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-800) 100%);
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.page-hero-inner {
  position: relative;
  z-index: 1;
}
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 18px;
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.78rem;
  flex-wrap: wrap;
}
.breadcrumb a {
  color: rgba(255, 255, 255, 0.55);
  transition: color var(--tr);
}
.breadcrumb a:hover {
  color: #fff;
}
.breadcrumb i {
  color: white;
  font-size: 0.55rem;
}
.breadcrumb .current {
  color: var(--orange-400);
}

/* HERO BREADCRUMB - MODERN DARK STYLE */
.hero-slide .breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  flex-wrap: wrap;
  margin-top: 10px;
  color: var(--slate-600);
}
.hero-slide .breadcrumb a {
  color: var(--slate-600);
  text-decoration: none;
  transition: all var(--tr);
  font-weight: 500;
}
.hero-slide .breadcrumb a:hover {
  color: var(--primary);
}
.hero-slide .breadcrumb i {
  color: var(--slate-400);
  font-size: 0.7rem;
}
.hero-slide .breadcrumb .current {
  color: var(--slate-900);
  font-weight: 600;
}
.page-hero-title {
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 4.5vw, 3rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.14;
  margin-bottom: 14px;
}
.page-hero-desc {
  font-size: 1.02rem;
  color: rgba(255, 255, 255, 0.72);
  max-width: 580px;
  line-height: 1.7;
}

/* ═══════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════ */
.site-footer {
  background: var(--primary-900);
  color: #fff;
  position: relative;
}
.footer-wave {
  line-height: 0;
  margin-bottom: -2px;
}
.footer-wave svg {
  width: 100%;
  height: auto;
  display: block;
}
.footer-body {
  padding: 70px 0 50px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1.5fr;
  gap: 36px;
}
.footer-logo .logo-main {
  color: #fff;
}
.footer-tagline {
     color: var(--slate-400);
    font-size: 0.84rem;
    line-height: 1.7;
    margin: -24px 6px 18px;
    max-width: 280px;
}
.footer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
  margin-bottom: 18px;
}
.footer-badge {
  display: flex;
  align-items: center;
  gap: 5px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  color: var(--slate-400);
  font-size: 0.72rem;
  font-weight: 600;
  padding: 4px 11px;
  border-radius: var(--r-full);
}
.footer-badge i {
  color: var(--green-500);
}
.footer-social {
  display: flex;
  gap: 9px;
}
.social-link {
  width: 36px;
  height: 36px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--slate-400);
  font-size: 0.84rem;
  transition: all var(--tr);
}
.social-link:hover {
  background: var(--blue-600);
  border-color: var(--blue-600);
  color: #fff;
  transform: translateY(-3px);
}
.footer-heading {
  font-size: 0.74rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: #fff;
  margin-bottom: 18px;
}
.footer-links {
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.footer-links a {
  color: var(--slate-400);
  font-size: 0.84rem;
  transition: all var(--tr);
}
.footer-links a:hover {
  color: #fff;
  padding-left: 4px;
}
.footer-contact-list {
  display: flex;
  flex-direction: column;
  gap: 13px;
  margin-bottom: 18px;
}
.footer-contact-list li {
  display: flex;
  gap: 11px;
  align-items: flex-start;
}
.footer-contact-list i {
  width: 18px;
  color: var(--orange-400);
  margin-top: 3px;
  flex-shrink: 0;
  font-size: 0.84rem;
}
.footer-contact-list a,
.footer-contact-list span {
  color: var(--slate-400);
  font-size: 0.84rem;
  line-height: 1.6;
  transition: color var(--tr);
}
.footer-contact-list a:hover {
  color: #fff;
}
.btn-footer-contact {
  padding: 9px 20px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: #fff;
  border-radius: var(--r-full);
  font-size: 0.84rem;
  font-weight: 600;
  transition: all var(--tr);
}
.btn-footer-contact:hover {
  background: var(--blue-600);
  border-color: var(--blue-600);
}
.footer-bottom {
  padding: 22px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}
.footer-policy-links {
  display: flex;
  flex-wrap: wrap;
  gap: 5px 14px;
}
.footer-policy-links a {
  color: var(--slate-500);
  font-size: 0.76rem;
  transition: color var(--tr);
}
.footer-policy-links a:hover {
  color: #fff;
}
.footer-disclaimer {
  padding: 24px 20px 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.04);
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.6) 0%, rgba(30, 58, 138, 0.4) 100%);
}
.disclaimer-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 14px;
}
.disclaimer-header-section {
  display: flex;
  flex-direction: column;
  gap: 4px;
  width: 100%;
  margin-bottom: 8px;
}
.disclaimer-unit {
  font-size: 0.7rem;
  color: var(--slate-400);
  font-weight: 600;
  margin: 0;
  letter-spacing: 0.4px;
  text-transform: uppercase;
}
.disclaimer-company-name {
  font-size: 0.8rem;
  color: #fff;
  font-weight: 700;
  margin: 0;
  letter-spacing: 0.25px;
  line-height: 1.3;
}
.grievance-cell-title {
  font-size: 0.85rem;
  color: #fff;
  font-weight: 800;
  margin: 2px 0 0;
  letter-spacing: 1.2px;
  text-transform: uppercase;
}
.disclaimer-logo-section {
  display: flex;
  justify-content: center;
  margin: 8px 0;
}
.grievance-logo-box {
  background: #fff;
  padding: 10px 14px;
  border-radius: 10px;
  box-shadow: 0 6px 24px rgba(0, 0, 0, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  height: 65px;
  transition: all var(--tr);
}
.grievance-logo-box:hover {
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.4);
}
.grievance-logo-img {
  width: auto;
  height: 45px;
  object-fit: contain;
}
.disclaimer-content-section {
  width: 100%;
  max-width: 920px;
  margin: 12px 0;
}
.grievance-text {
  font-size: 0.78rem;
  color: var(--slate-200);
  line-height: 1.6;
  margin: 0 0 10px 0;
  letter-spacing: 0.25px;
}
.grievance-text strong {
  color: var(--primary-light);
  font-weight: 800;
}
.disclaimer-contact-inline {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  flex-wrap: wrap;
  font-size: 0.76rem;
}
.contact-separator {
  color: var(--slate-500);
  margin: 0 3px;
}
.contact-label {
  font-size: 0.76rem;
  color: var(--slate-300);
  font-weight: 600;
  letter-spacing: 0.2px;
}
.contact-link {
  font-size: 0.77rem;
  color: var(--primary-light);
  font-weight: 700;
  text-decoration: none;
  transition: color var(--tr);
}
.contact-link:hover {
  color: #fff;
  text-decoration: underline;
}
.footer-copyright {
  padding: 18px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.04);
}
.footer-copyright-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.footer-copyright p {
  color: var(--slate-500);
  font-size: 0.78rem;
}
.footer-copyright-links {
  display: flex;
  gap: 14px;
}
.footer-copyright-links a {
  color: var(--slate-500);
  font-size: 0.78rem;
  transition: color var(--tr);
}
.footer-copyright-links a:hover {
  color: #fff;
}

/* ── BACK TO TOP / FLOATING ─────────────────────────────── */
.back-to-top {
  position: fixed;
  bottom: 90px;
  right: 22px;
  width: 44px;
  height: 44px;
  background: var(--blue-600);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.84rem;
  box-shadow: var(--shadow-blue);
  z-index: 900;
  opacity: 0;
  visibility: hidden;
  transform: translateY(20px);
  transition: all var(--tr);
}
.back-to-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--blue-700);
  transform: translateY(-3px);
}
.floating-apply-btn {
  position: fixed;
  bottom: 22px;
  right: 22px;
  display: none;
  align-items: center;
  gap: 7px;
  padding: 12px 18px;
  border-radius: var(--r-full);
  background: linear-gradient(135deg, var(--orange-600), var(--orange-500));
  color: #fff;
  font-size: 0.84rem;
  font-weight: 700;
  box-shadow: var(--shadow-orange);
  z-index: 900;
  transition: all var(--tr);
}
.floating-apply-btn:hover {
  transform: translateY(-3px);
}

/* ── FAQ ─────────────────────────────── */
.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.faq-item {
  background: #fff;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-lg);
  overflow: hidden;
  transition: border-color var(--tr);
}
.faq-item.open {
  border-color: var(--blue-300);
}
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 18px 22px;
  cursor: pointer;
  font-size: 0.96rem;
  font-weight: 600;
  color: var(--slate-800);
  transition: color var(--tr);
}
.faq-question:hover,
.faq-item.open .faq-question {
  color: var(--blue-700);
}
.faq-icon {
  width: 30px;
  height: 30px;
  background: var(--slate-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all var(--tr);
  font-size: 0.72rem;
  color: var(--slate-600);
}
.faq-item.open .faq-icon {
  background: var(--blue-600);
  color: #fff;
  transform: rotate(45deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
  padding: 0 22px;
}
.faq-answer p {
  padding-bottom: 18px;
  color: var(--slate-600);
  line-height: 1.7;
  font-size: 0.92rem;
}

/* ── FORMS ─────────────────────────────── */
.form-group {
  margin-bottom: 20px;
}
.form-label {
  display: block;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--slate-700);
  margin-bottom: 7px;
}
.form-label span {
  color: #ef4444;
}
.form-control {
  width: 100%;
  padding: 12px 15px;
  border: 2px solid var(--slate-200);
  border-radius: var(--r);
  font-size: 0.92rem;
  color: var(--slate-800);
  background: #fff;
  transition: all var(--tr);
  outline: none;
}
.form-control:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(16, 185, 129, 0.1);
}
.form-control::placeholder {
  color: var(--slate-400);
}
select.form-control {
  cursor: pointer;
}
textarea.form-control {
  min-height: 130px;
  resize: vertical;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

/* ── CARD ─────────────────────────────── */
.card {
  background: #fff;
  border-radius: var(--r-xl);
  box-shadow: var(--shadow);
  overflow: hidden;
  transition: all var(--tr-slow);
  border: 1px solid var(--slate-200);
}
.card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-lighter);
}

/* ── PRODUCT CARDS (products.php grid) ─────────────────────────────── */
.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 22px;
}
.product-card {
  background: #fff;
  border-radius: var(--r-xl);
  padding: 30px 22px;
  border: 1.5px solid var(--slate-200);
  transition: all var(--tr-slow);
  position: relative;
  overflow: hidden;
  cursor: pointer;
}
.product-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--blue-600), var(--blue-700));
  opacity: 0;
  transition: opacity var(--tr-slow);
  border-radius: inherit;
}
.product-card:hover::before {
  opacity: 1;
}
.product-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-blue);
  border-color: transparent;
}
.product-card:hover .product-icon,
.product-card:hover .product-name,
.product-card:hover .product-desc,
.product-card:hover .product-link {
  color: #fff !important;
}
.product-card:hover .product-icon {
  background: rgba(255, 255, 255, 0.2);
}
.product-card > * {
  position: relative;
  z-index: 1;
}
.product-icon {
  width: 56px;
  height: 56px;
  background: var(--blue-50);
  border-radius: var(--r-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--blue-600);
  margin-bottom: 18px;
  transition: all var(--tr);
}
.product-name {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--slate-900);
  margin-bottom: 9px;
}
.product-desc {
  font-size: 0.82rem;
  color: var(--slate-600);
  line-height: 1.6;
  margin-bottom: 18px;
}
.product-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--blue-600);
  transition: gap var(--tr);
}
.product-link:hover {
  gap: 9px;
}

/* ── UTILITIES ─────────────────────────────── */
.text-center {
  text-align: center;
}
.bg-light {
  background: var(--slate-50);
}
.animate-on-scroll {
  opacity: 0;
  transform: translateY(28px);
  transition:
    opacity 0.7s ease,
    transform 0.7s ease;
}
.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}
.delay-100 {
  transition-delay: 0.1s;
}
.delay-200 {
  transition-delay: 0.2s;
}
.delay-300 {
  transition-delay: 0.3s;
}
.delay-400 {
  transition-delay: 0.4s;
}
.delay-500 {
  transition-delay: 0.5s;
}
.mt-8 {
  margin-top: 8px;
}
.mt-16 {
  margin-top: 16px;
}
.mt-24 {
  margin-top: 24px;
}
.mt-32 {
  margin-top: 32px;
}
.mt-48 {
  margin-top: 48px;
}
.mb-8 {
  margin-bottom: 8px;
}
.mb-16 {
  margin-bottom: 16px;
}
.mb-24 {
  margin-bottom: 24px;
}
.mb-32 {
  margin-bottom: 32px;
}
.mb-48 {
  margin-bottom: 48px;
}

/* ═══════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════ */
@media (max-width: 1100px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr 1fr;
    row-gap: 36px;
  }
  .footer-brand-col {
    grid-column: 1/-1;
  }
  .nav-link {
    padding: 6px 9px;
    font-size: 0.8rem;
  }
}
@media (max-width: 960px) {
  .nav-menu,
  .btn-login-dd span {
    display: none;
  }
  .btn-login-dd {
    padding: 9px 14px;
  }
  .hamburger {
    display: flex;
  }
  .hero-slide-inner {
    grid-template-columns: 1fr;
    padding: 32px 0 50px;
    min-height: auto;
    gap: 24px;
  }
  .hero-slide-content {
    padding-right: 0;
  }
  .hero-slide-image {
    display: flex;
    margin-top: 12px;
  }
  .hero-slide-img-wrap {
    max-width: 360px;
    margin: 0 auto;
  }
  .hero-slider-controls {
    bottom: 16px;
  }
  .product-slider-wrap {
    grid-template-columns: 1fr;
    padding: 32px;
    gap: 32px;
  }
  .product-slider-visual {
    min-height: 420px;
    padding: 40px 20px;
  }
  .product-slider-info {
    padding: 28px 0;
  }
  .ps-title {
    font-size: 1.8rem;
  }
  .ps-desc {
    font-size: 0.9rem;
    margin-bottom: 20px;
  }
  .ps-specs-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }
  .ps-features {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .ps-cta {
    flex-direction: column;
  }
  .ps-cta .btn {
    width: 100%;
    justify-content: center;
  }
  .product-slider-nav {
    flex-direction: column;
    gap: 14px;
    align-items: flex-start;
    border-top: 1px solid var(--slate-200);
    padding-top: 18px;
  }
  .ps-nav-info {
    width: 100%;
    justify-content: space-between;
  }
  .calc-grid {
    grid-template-columns: 1fr;
  }
  .steps-grid::before {
    display: none;
  }
  .how-works-flow {
    gap: 24px;
  }
  .how-works-flow::before {
    top: 35px;
    left: 60px;
    right: 60px;
  }
  .hw-step-number {
    width: 70px;
    height: 70px;
    font-size: 1.6rem;
  }
  .hw-step-icon i {
    font-size: 2rem;
  }
  .hw-step-title {
    font-size: 0.95rem;
  }
  .hw-step-desc {
    font-size: 0.8rem;
  }
  .hw-step-info {
    max-width: 160px;
  }
  .header-contact-strip a:not(:first-child) {
    display: none;
  }
  .form-grid {
    grid-template-columns: 1fr;
  }
  /* Footer disclaimer - larger tablet responsive */
  .footer-disclaimer {
    padding: 26px 28px 30px;
  }
  .disclaimer-wrapper {
    gap: 13px;
  }
  .disclaimer-header-section {
    gap: 6px;
    margin-bottom: 6px;
  }
  .disclaimer-unit {
    font-size: 0.74rem;
    letter-spacing: 0.4px;
  }
  .disclaimer-company-name {
    font-size: 0.79rem;
    letter-spacing: 0.26px;
  }
  .grievance-cell-title {
    font-size: 0.83rem;
    margin-top: 2px;
    letter-spacing: 1.15px;
  }
  .grievance-logo-box {
    height: 60px;
    padding: 9px 13px;
  }
  .grievance-logo-img {
    height: 44px;
  }
  .disclaimer-content-section {
    max-width: 900px;
    margin: 11px 0;
  }
  .grievance-text {
    font-size: 0.77rem;
    line-height: 1.59;
    margin: 0 0 9px 0;
  }
  .disclaimer-contact-inline {
    font-size: 0.74rem;
    gap: 5px;
  }
  /* About page - responsive grids on tablet */
  .story-grid,
  .vision-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
  .media-placeholder {
    min-height: 320px;
  }
  [style*="grid-template-columns: 1fr 1fr"] {
    grid-template-columns: 1fr !important;
    gap: 32px !important;
  }
  [style*="grid-template-columns: repeat(4"] {
    grid-template-columns: 2fr 2fr !important;
    gap: 20px !important;
  }
  [style*="grid-template-columns: repeat(auto-fit"] {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 20px !important;
  }
  .section {
    overflow: hidden;
  }
}
@media (max-width: 768px) {
  :root {
    --header-top: 34px;
    --header-nav: 62px;
  }
  .section {
    padding: 64px 0;
  }
  .section-lg {
    padding: 80px 0;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
  .footer-brand-col {
    grid-column: 1/-1;
  }
  .products-grid {
    grid-template-columns: 1fr 1fr;
  }
  .features-grid {
    grid-template-columns: 1fr;
  }
  .testimonials-grid {
    grid-template-columns: 1fr;
  }
  .hero-slide-content {
    padding: 0;
  }
  .hero-slide-title {
    font-size: clamp(1.5rem, 5vw, 2.5rem);
    margin-bottom: 12px;
  }
  .hero-slide-desc {
    font-size: 0.95rem;
    margin-bottom: 20px;
  }
  .hero-slide-tag {
    font-size: 0.7rem;
    padding: 4px 12px;
    margin-bottom: 14px;
  }
  .hero-slide-stats {
    gap: 16px;
    margin-bottom: 20px;
  }
  .hstat {
    gap: 8px;
  }
  .hstat-icon {
    width: 36px;
    height: 36px;
    font-size: 0.9rem;
  }
  .hstat-text strong {
    font-size: 0.9rem;
  }
  .hstat-text span {
    font-size: 0.7rem;
  }
  .hero-main-img {
    height: 280px;
  }
  .hero-slide-cta {
    flex-direction: column;
  }
  .hero-slide-cta .btn {
    width: 100%;
    justify-content: center;
  }
  .hero-slide-stats {
    gap: 14px;
  }
  .hero-float-img.top-right {
    width: 100px;
    height: 100px;
    top: 16px;
    right: 16px;
  }
  .hero-float-img.bottom-left {
    width: 85px;
    height: 85px;
    bottom: 16px;
    left: 16px;
  }
  /* Hero breadcrumb responsive */
  .hero-slide .breadcrumb {
    font-size: 0.85rem;
    gap: 6px;
    margin-bottom: 20px;
  }
  .hero-slide .breadcrumb i {
    font-size: 0.65rem;
  }
  .calc-section {
    padding: 28px 20px;
  }
  .header-contact-strip {
    display: none;
  }
  .floating-apply-btn {
    display: flex;
  }
  .product-slider-section {
    padding: 64px 0;
  }
  .product-slider-wrap {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 20px;
  }
  .product-slider-visual {
    display: flex;
    min-height: 360px;
    padding: 30px 20px;
  }
  .phone-mockup-container {
    width: 220px;
  }
  .phone-mockup {
    width: 200px;
  }
  .phone-float {
    font-size: 0.7rem;
    padding: 8px 12px;
    gap: 6px;
  }
  .phone-float.f1 {
    top: 20px;
        left: -51px;
  }
  .phone-float.f2 {
    top: 30px;
    right: -35px;
  }
  .phone-float.f3 {
            bottom: -18px;
        left: -42px;
  }
  .product-slider-info {
    padding: 24px 0;
    gap: 20px;
  }
  .ps-badge {
    padding: 5px 12px;
    font-size: 0.7rem;
  }
  .ps-title {
    font-size: 1.5rem;
    margin-bottom: 6px;
  }
  .ps-tagline {
    font-size: 0.85rem;
    margin-bottom: 10px;
  }
  .ps-desc {
    font-size: 0.85rem;
    margin-bottom: 16px;
    line-height: 1.6;
  }
  .ps-specs-grid {
    grid-template-columns: 1fr;
    gap: 10px;
    padding: 12px;
    margin-bottom: 16px;
  }
  .spec-icon {
    width: 35px;
    height: 35px;
    font-size: 0.85rem;
  }
  .spec-label {
    font-size: 0.7rem;
  }
  .spec-value {
    font-size: 0.9rem;
  }
  .ps-features {
    grid-template-columns: 1fr;
    gap: 8px;
    margin-bottom: 16px;
  }
  .ps-feat {
    font-size: 0.8rem;
    padding: 6px 10px;
  }
  .ps-cta {
    gap: 10px;
  }
  .ps-cta .btn {
    flex: 1;
    padding: 10px 14px;
    font-size: 0.8rem;
  }
  .product-slider-nav {
    gap: 12px;
    padding-top: 12px;
    flex-wrap: wrap;
  }
  .ps-nav-indicators {
    order: 1;
    width: 100%;
  }
  .ps-nav-info {
    order: 2;
    width: 100%;
  }
  .ps-nav-counter {
    font-size: 0.75rem;
  }
  .ps-nav-dot {
    width: 10px;
    height: 10px;
  }
  .ps-nav-dot.active {
    width: 30px;
  }
  .ps-nav-arrow {
    width: 35px;
    height: 35px;
    font-size: 0.8rem;
  }
  /* Footer disclaimer - tablet responsive */
  .footer-disclaimer {
    padding: 22px 24px 26px;
  }
  .disclaimer-wrapper {
    gap: 12px;
  }
  .disclaimer-header-section {
    gap: 5px;
    margin-bottom: 6px;
  }
  .disclaimer-unit {
    font-size: 0.73rem;
    letter-spacing: 0.4px;
  }
  .disclaimer-company-name {
    font-size: 0.78rem;
    letter-spacing: 0.25px;
  }
  .grievance-cell-title {
    font-size: 0.82rem;
    margin-top: 2px;
    letter-spacing: 1.1px;
  }
  .grievance-logo-box {
    height: 58px;
    padding: 9px 12px;
  }
  .grievance-logo-img {
    height: 42px;
  }
  .disclaimer-content-section {
    max-width: 880px;
    margin: 11px 0;
  }
  .grievance-text {
    font-size: 0.76rem;
    line-height: 1.58;
    margin: 0 0 9px 0;
  }
  .disclaimer-contact-inline {
    font-size: 0.73rem;
    gap: 5px;
  }
  .contact-label {
    font-size: 0.73rem;
  }
  .contact-link {
    font-size: 0.74rem;
  }
  /* About page - tablet responsive */
  .story-grid,
  .vision-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
  .media-placeholder {
    min-height: 300px;
  }
  /* Tablet - ensure grids stay responsive */
  [style*="grid-template-columns: 1fr 1fr"] {
    grid-template-columns: 1fr !important;
    gap: 32px !important;
  }
  [style*="grid-template-columns: repeat(4"] {
    grid-template-columns: 2fr 2fr !important;
    gap: 20px !important;
  }
}
@media (max-width: 480px) {
  .hero-slide-inner {
    padding: 24px 0 40px;
    gap: 16px;
  }
  .hero-slide-title {
    font-size: clamp(1.3rem, 4.5vw, 2rem);
    margin-bottom: 10px;
  }
  .hero-slide-desc {
    font-size: 0.9rem;
    margin-bottom: 16px;
  }
  .hero-slide-stats {
    gap: 12px;
    margin-bottom: 16px;
  }
  .hstat-icon {
    width: 32px;
    height: 32px;
  }
  .hstat-text strong {
    font-size: 0.85rem;
  }
  .hero-main-img {
    height: 240px;
  }
  .hero-float-img.top-right {
    width: 90px;
        height: 80px;
        top: -11px;
        right: -6px;
  }
  .hero-float-img.bottom-left {
           width: 90px;
        height: 90px;
        bottom: -2px;
        left: 4px;
  }
  .products-grid {
    grid-template-columns: 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .footer-copyright-inner {
    flex-direction: column;
    text-align: center;
  }
  /* Footer disclaimer - mobile responsive */
  .footer-disclaimer {
    padding: 18px 16px 20px;
  }
  .disclaimer-wrapper {
    gap: 10px;
  }
  .disclaimer-header-section {
    gap: 3px;
    margin-bottom: 6px;
  }
  .disclaimer-unit {
    font-size: 0.65rem;
    letter-spacing: 0.3px;
  }
  .disclaimer-company-name {
    font-size: 0.72rem;
    letter-spacing: 0.2px;
  }
  .grievance-cell-title {
    font-size: 0.76rem;
    margin-top: 2px;
    letter-spacing: 0.9px;
  }
  .grievance-logo-box {
    height: 52px;
    padding: 8px 10px;
  }
  .grievance-logo-img {
    height: 38px;
  }
  .disclaimer-content-section {
    margin: 10px 0;
  }
  .grievance-text {
    font-size: 0.72rem;
    line-height: 1.5;
    margin: 0 0 8px 0;
  }
  .disclaimer-contact-inline {
    font-size: 0.7rem;
    gap: 4px;
  }
  .contact-label {
    font-size: 0.7rem;
  }
  .contact-link {
    font-size: 0.71rem;
  }
  .contact-separator {
    margin: 0 2px;
  }
  /* About page - mobile responsive */
  .story-grid,
  .vision-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .stats-grid {
    grid-template-columns: 1fr;
    gap: 16px;
    margin-top: 40px;
  }
  .media-placeholder {
    min-height: 280px;
  }
  .footer-copyright-links {
    justify-content: center;
  }
  .eligibility-tabs {
    flex-direction: column;
    width: 100%;
  }
  .calc-result-sub {
    grid-template-columns: 1fr;
  }

  .hero-slide-title {
    font-size: 1.7rem;
  }
  /* Mobile breadcrumb */
  .hero-slide .breadcrumb {
    font-size: 0.8rem;
    gap: 5px;
    margin-bottom: 16px;
  }
  .hero-slide .breadcrumb a {
    font-weight: 400;
  }
  .page-hero-title {
    font-size: 1.7rem;
  }
  .mobile-portals-grid {
    grid-template-columns: 1fr 1fr 1fr;
  }
  .ps-features {
    grid-template-columns: 1fr;
  }
  .how-works-flow {
    flex-direction: column;
    gap: 48px;
    margin-top: 60px;
    padding: 0;
  }
  .how-works-flow::before {
    display: none;
  }
  .hw-step-top {
    margin-bottom: 20px;
  }
  .hw-step-connector {
    display: none !important;
  }
  .hw-step-number {
    width: 60px;
    height: 60px;
    font-size: 1.4rem;
  }
  .hw-step-icon i {
    font-size: 1.8rem;
  }
  .hw-step-title {
    font-size: 0.95rem;
  }
  .hw-step-desc {
    font-size: 0.8rem;
  }
  .hw-step-info {
    max-width: 100%;
  }
  .section-subtitle {
    font-size: 0.95rem;
  }
  /* About page - make all grids responsive */
  [style*="grid-template-columns: 1fr 1fr"] {
    grid-template-columns: 1fr !important;
    gap: 24px !important;
  }
  [style*="grid-template-columns: repeat(4"] {
    grid-template-columns: 1fr 1fr !important;
    gap: 16px !important;
  }
  [style*="grid-template-columns: repeat(auto-fit"] {
    grid-template-columns: 1fr !important;
    gap: 16px !important;
  }
  /* Ensure sections don't overflow */
  .section {
    overflow: hidden;
  }
  /* Hero section overflow fix */
  .hero-slider {
    overflow: hidden;
  }
  .hero-slide {
    overflow: hidden;
  }
}
@media (max-width: 360px) {
  .mobile-portals-grid {
    grid-template-columns: 1fr 1fr;
  }
}
/* ── HERO IMAGE PLACEHOLDER ─────────────────────────────── */
.hero-img-placeholder {
  width: 100%;
  height: 360px;
  border-radius: var(--r-xl);
  background: linear-gradient(135deg, var(--blue-100), var(--blue-50));
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: var(--blue-300);
}
.hip-icon {
  width: 72px;
  height: 72px;
  background: var(--blue-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: var(--blue-400);
}
.hip-text {
  font-size: 1rem;
  font-weight: 700;
  color: var(--blue-600);
}
.hip-sub {
  font-size: 0.76rem;
  color: var(--slate-400);
  text-align: center;
  padding: 0 20px;
}

/* Phone product slides hidden by default */
.phone-product-slide {
  display: none;
}
.phone-product-slide.active {
  display: block;
}

/* ── BG-LIGHT ─────────────────────────────── */
.bg-light {
  background: var(--slate-50);
}

@media print {
  .site-header,
  .site-footer,
  #preloader,
  .back-to-top,
  .floating-apply-btn {
    display: none !important;
  }
  main {
    margin-top: 0 !important;
  }
}

/* Section Spacing */
.lending-partners {
  padding: 60px 0;
  background: #ffffff;
}

/* Title */
.section-title-1 {
  text-align: center;
  margin-bottom: 40px;

    justify-content: center;
    align-items: center;
}

.section-title h2 {
  font-size: 28px;
  font-weight: 700;
  color: #222;
}

/* Wrapper */
.brand-wrapper {
  display: flex;
  justify-content: center;
  align-items: center;
}

/* Logo Card */
.brand-item {
  max-width: 220px;
  width: 100%;
  padding: 18px;
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.08);
  transition: all 0.35s ease;
  cursor: pointer;
}

/* Hover Animation */
.brand-item:hover {
  transform: translateY(-8px) scale(1.04);
  box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}

/* Logo Image */
.brand-item img {
  width: 100%;
  height: auto;
  object-fit: contain;
}